Know your working rights

Are you earning more than $450 per month? Then by law, your employer must make Superannuation payments to a dedicated Super fund on your behalf. Make sure your payslips clearly state the Super payments made. The rate for Super is currently 9.5% of your gross income.
Check your employment contracts and payslips to ensure you’re getting the correct amount of money. Is your wage inclusive of Super? If so, then your actual hourly rate will be less than you expect. If you’re earning $20/hr including Super then your actual rate is $18.10 before tax. If it’s excluding Super, you’ll get $20 before tax plus an additional $1.90/hr.
You have the right to choose your own Super fund. Most employers will select a fund for you with little knowledge as to whether it is in your best interests financially. As a visa-holder you can end up seriously short-changed. The wrong fund results in higher fees, a lower return, and difficulty in claiming your Super back when you leave Australia. When you open an account with AAA Plus Super, you can rest assured you are not wasting money on a multitude of hidden fees ensuring the best result when you withdraw your funds. We’ll provide you with a completed ‘Super Choice’ Form you can hand every employer to ensure you get the most out of your Super with every job held.

Are you earning more than $450 per month? Then by law, your employer must make Superannuation payments to a dedicated Super fund on your behalf. Make sure your payslips clearly state the Super payments made. The rate for Super is currently 9.5% of your gross income.
Check your employment contracts and payslips to ensure you’re getting the correct amount of money. Is your wage inclusive of Super? If so, then your actual hourly rate will be less than you expect. If you’re earning $20/hr including Super then your actual rate is $18.10 before tax. If it’s excluding Super, you’ll get $20 before tax plus an additional $1.90/hr.
You have the right to choose your own Super fund. Most employers will select a fund for you with little knowledge as to whether it is in your best interests financially. As a visa-holder you can end up seriously short-changed. The wrong fund results in higher fees, a lower return, and difficulty in claiming your Super back when you leave Australia. When you open an account with AAA Plus Super, you can rest assured you are not wasting money on a multitude of hidden fees ensuring the best result when you withdraw your funds. We’ll provide you with a completed ‘Super Choice’ Form you can hand every employer to ensure you get the most out of your Super with every job held.